Net worth certificates
Assets less liabilities, independently verified — for Golden Visa, loans, mortgages and visa sponsorship.
Audit & Assurance
A bank, a visa authority or a tender board doesn't need your whole financial story — just one fact, verified. We issue net worth, turnover, paid-up capital and other special-purpose certificates under ISAE 3000, signed by a registered auditor and accepted wherever they're sent. Fixed fee, fast turnaround.
What it means
An attestation is a signed certificate or report from an independent auditor confirming one specific fact about your business or your personal finances — not an opinion on a full set of accounts, but a conclusion on a single figure someone else needs to rely on: your net worth, your turnover, your paid-up capital, the value of a project.
The work is governed by ISAE 3000 (Revised) — the international standard for assurance engagements other than audits or reviews of historical financial statements, in force for reports dated on or after 15 December 2015. It sits between a full audit (an opinion on your entire financial statements) and an Agreed-Upon Procedures report (factual findings only, no conclusion): an attestation certificate states a real conclusion, on a narrower subject.
In the UAE, attestation certificates are asked for constantly — a Golden Visa file, a bank facility, a tender submission, a licence renewal, a partner buyout. Entrepreneurs on the Golden Visa innovative-project route need a certified auditor's letter confirming a project value of at least AED 500,000; company investors and partners are typically asked for a certified financial report from an accredited UAE audit firm. Each recipient expects its own format and wording.
The output is a short, signed certificate — but it still has to hold up to scrutiny, because someone is making a decision on it: a bank extending credit, an authority granting residency, a partner buying in. We test the underlying numbers properly, then issue a certificate worded exactly as the recipient expects.
What we handle
Each certificate is scoped to what the recipient actually needs — tested properly, then worded to match their expected format.
Assets less liabilities, independently verified — for Golden Visa, loans, mortgages and visa sponsorship.
Verified revenue figures for tenders, bank facilities and supplier prequalification.
Capital confirmed for licence renewal, MOA updates and the Golden Visa investor route.
Project-value letters for entrepreneurs, and certified financials for company investors and partners.
The figures banks ask for before extending credit, overdrafts or guarantees.
Certificates built to the exact wording a regulator, authority or tender board expects.
Who needs one
Someone else's process is asking for one specific, verified fact. If any of these apply, a signed certificate is the fastest way through.
Entrepreneur, investor and partner routes each expect a specific certified letter or report.
Facilities, mortgages and personal loans are routinely conditioned on a signed certificate.
Government and large private tenders often require a certified turnover certificate to qualify.
Free zones and the MOA process can call for a paid-up capital certificate.
Both sides want the capital and net worth figures independently verified.
Visa and sponsorship files sometimes require a personal net worth certificate.
Some government portals only accept a certificate worded and signed a particular way.
Lenders ask for an independently verified picture of your finances.
The signals
Most attestation requests arrive with a deadline attached. If any of these sound familiar, it's time to talk.
The file needs a certified letter or report before your slot closes.
Your application is on hold until a specific figure is independently verified.
The submission needs a certified turnover certificate before the deadline.
The authority is waiting on capital proof before it will renew.
Both sides need the numbers independently confirmed before signing.
The portal wants a certificate worded a specific way — we get it right first time.
How we help
One point of contact owns the certificate — with a fixed fee agreed up front and a clear view of which step you're on.
You tell us what's needed and who it's for — a bank, a visa authority, a tender board — so we get the wording right first time.
We confirm exactly what the certificate needs to state, and scope the engagement under ISAE 3000.
We verify the underlying figures — assets, liabilities, revenue, capital — against your records.
A signed attestation certificate, worded to match exactly what your recipient expects.
If the bank, authority or tender board has follow-up questions, we're the ones who answer them.
Common questions
The questions we're asked most about attestation certificates in the UAE — answered plainly.
An attestation service is a signed certificate or report from an independent auditor confirming a specific fact about your business or personal finances — such as net worth, turnover, or paid-up capital — for someone who needs to rely on it, like a bank, government authority or visa applicant.
It's narrower than a full financial statement audit, which covers your entire accounts.
A financial statement audit gives an opinion on your whole set of financial statements. An attestation certificate gives a conclusion on one specific fact — a net worth figure, a turnover number, a capital amount — for a stated purpose. Attestation work is usually faster and narrower in scope than a full audit.
In an Agreed-Upon Procedures engagement, the auditor reports only factual findings from specific procedures, with no opinion or conclusion — the reader draws their own conclusions. In an attestation engagement under ISAE 3000, the auditor goes further and states a conclusion, such as confirming that net worth is not less than a stated amount.
Often, yes. Entrepreneurs applying through the innovative-project route need a certified auditor's letter confirming their project is worth at least AED 500,000. Company investors and partners are typically asked for a certified financial report from an accredited UAE audit firm alongside their trade licence and bank statements. Requirements vary by route and emirate, so we confirm exactly what your file needs before we start.
A net worth certificate is an auditor's signed statement of an individual's or company's assets less liabilities as at a given date. It's commonly requested for Golden Visa applications, personal loans and mortgages, visa sponsorship, and investor or partner buyouts.
Most straightforward certificates — net worth, turnover, paid-up capital — are issued within a few working days once we have the supporting evidence. Complex or first-time engagements, or those needing extra verification, can take a little longer.
It must be signed by an auditor registered with the Ministry of Economy. Banks, government authorities and visa bodies will typically only accept certificates from a registered firm, so we confirm the right registration for your recipient before we start.
Get started
Tell us which certificate you need and who it's for, and we'll reply within one business day with exactly what we need from you and a fixed fee.