Senior expertise, startup budget
Access an experienced finance chief for a fraction of a full-time salary, benefits and equity — the expertise of a CFO without the cost of one.
Accounting Services
Virtual CFO services in the UAE
Senior financial leadership, without a full-time hire. A virtual CFO gives your business the strategy, reporting and cash-flow control of a seasoned finance chief — on a flexible, fractional basis that fits an SME or startup budget. You get the insight to make confident decisions and the numbers investors and banks expect, at a fixed monthly fee agreed before we start.
Fractional
Senior CFO, part-time
Monthly
Board-ready reporting
Runway
Cash-flow & forecasting
Fixed
Monthly fee, agreed up front
The role
What does a CFO actually do?
A Chief Financial Officer (CFO) is the senior executive who owns a company's financial strategy and overall financial health. Where a bookkeeper records what happened and an accountant reports it, a CFO uses those numbers to shape what happens next — turning financial data into decisions.
The role is forward-looking and strategic. A CFO sets the financial plan, protects cash and funding, builds the reporting that leadership and investors rely on, manages risk and controls, and is usually the person in the room who can answer “can we afford this, and what happens if we do?”
In a large company this is a full-time C-suite hire. In a smaller business the need for that thinking arrives long before the budget for a full-time CFO does — which is exactly the gap a virtual CFO fills.
Why virtual
Why a virtual CFO makes sense for SMEs & startups
A full-time CFO is a significant salary and a hard hire to justify early on. A virtual CFO gives you the same calibre of thinking, sized and priced to where your business actually is.
Pay only for what you need
Engage a few days a month and scale up around fundraises, audits or busy periods — a flexible model that flexes with your needs and cash.
Investor- & bank-ready numbers
Get the clean reporting, models and forecasts that lenders and investors expect — so you raise and borrow on the front foot, not scrambling.
Faster, better decisions
Turn your numbers into a clear view of margins, runway and unit economics — so pricing, hiring and spend decisions are made on evidence, not gut.
Scales with you
Start light and add depth as you grow — and when the time comes to hire a full-time CFO, you'll have the systems and reporting already in place.
Independent, objective view
An outside finance lead brings perspective and challenge — spotting risks and opportunities an in-house team, close to the day-to-day, can miss.
What we do
Functions of a virtual CFO
A virtual CFO carries the same remit as a full-time finance chief — delivered remotely and flexibly. Here's what that covers in practice.
Financial strategy & planning
Setting the financial direction, aligning it with your business goals, and translating it into a workable plan and targets.
Management reporting & KPIs
Clear monthly reporting packs and dashboards — the metrics, margins and KPIs leadership needs to steer the business.
Cash-flow & working capital
Forecasting cash, protecting runway and managing working capital so you always know how long your money lasts.
Budgeting & forecasting
Building annual budgets and rolling forecasts, then tracking actuals against them and explaining the variances.
Fundraising & investor relations
Preparing for raises and lending — the model, data room and narrative — and supporting investor and board reporting.
Financial modelling & scenarios
Three-statement models, unit economics and “what if” scenarios that pressure-test decisions before you commit.
Controls, governance & compliance
Putting the right financial controls, policies and oversight in place — keeping you audit-, tax- and board-ready.
Systems & finance team leadership
Choosing the right tools and processes and mentoring your bookkeepers and accountants so the function runs well.
The signals
When does a business need a CFO?
You rarely wake up one day and decide to hire a CFO — the need shows up as pressure. If you recognise a few of these, it's time to bring in financial leadership.
You're growing fast
Revenue, headcount and complexity are rising quicker than your finance function can keep up — and decisions are outpacing your numbers.
You're raising capital
Investors or lenders want a model, clean reporting and a credible plan — and you need someone who can lead the financial side of a raise.
Cash flow is unpredictable
You're unsure how long your runway is, or cash keeps surprising you — and you need forecasting and control, not month-end guesswork.
Audit, tax or due diligence looms
An external audit, Corporate Tax filing, or buyer/investor due diligence is coming, and your reporting needs to stand up to scrutiny.
You're entering new markets
New geographies, entities or product lines add tax, currency and structuring questions that need a finance lead to navigate.
The board wants more
Investors or directors are asking for better reporting, forecasts and answers than your current setup can produce on its own.
How it works
How we provide virtual CFO services
We plug in as your fractional CFO on a simple monthly retainer — choosing the level of involvement your stage needs, and scaling it up around fundraises, audits and big decisions. Pick a starting point; change it whenever your business does.
Foundations
Early-stage & pre-revenue
~2 daysper month
- Monthly reporting pack & KPI dashboard
- Cash-flow tracking & runway view
- Monthly review call with founders
- On-call finance guidance
Most popular
Growth
Scaling SMEs & funded startups
~4 daysper month
- Everything in Foundations
- Budgeting, forecasting & variance analysis
- Unit economics & margin analysis
- Board-ready reporting & investor updates
Scale
Fundraising & complex operations
~8 daysper month
- Everything in Growth
- Fundraise leadership & data room
- Financial modelling & scenario planning
- Full finance-function & team oversight
Not sure which level fits? Tell us where you're at and we'll recommend a starting point — and adjust as you grow.
Get started
Talk to a virtual CFO.
Tell us your stage, what's keeping you up at night, and where your finances stand today. We'll reply within one business day with a recommended level and an all-inclusive monthly fee.
Thank you — we've got your details.
One of our CFO advisors will be in touch within one business day.
One of our CFO advisors will be in touch within one business day.